Conclusion

Fraud exposed the gap. Capital made the requirement explicit. Standards, payment rails, and enterprise execution made the solution technically possible. MINT resolves receivables into a control state, and that control state is what turns verification from cost center into market infrastructure. The supplier-side constraint is real but manageable. What changed is that supplier-side systems can now be enriched with sanctioned portal state, remittance evidence, public lien data, and machine-speed exception detection. The first product is receivables verification. The larger outcome is standard setting.

Once capital begins to price against a shared control state, the company that defines that state captures not just a workflow, but the market that forms around it.